Applying for a Home Loan- What to Expect

When you apply for a home loan or mortgage there are many things that you will need to provide to the loan officer or bank. Here are some examples of things you might be expected to provide:

*Copies of all bank statements (Savings & Checking) for the past 3 months.
*Copies of all stock accounts, 401K, Ira, and other assets.
*Most recent pay stubs, and the names and address of former employers
*W2 forms for the past 2 years.
*Tax Returns for the past 2 years
*A copy of your real estate sales contract and receipt of your earnest money
*A blank check